In the first quarter of 2025, credit card debt in the USA increased to $1.209 trillion, with the average family carrying approximately $9,144 in credit card debt.  During the past year (2023-2024), 9.1% of credit card balances transitioned into delinquency.  The average credit card APR was 21.9%. Sad to say, ...

The Great American depression and the Second World War produced a new generation of Americans who understood hardship, poverty, and the value of life. Life was precious, and having a job, a home, and a family was priceless. But out of those good lessons, a dangerous concept evolved that would ...

The young child was screaming, hollering, and  “throwing a fit” in Walmart.  My first inclination is to think, “Why doesn’t that parent control that child?”  On second thought, it comes to mind, “That child is not my child.” “I don’t know what kind of physical or mental or emotional trauma ...

It’s the job of the church to teach the Bible to my children.  NO!  It’s the job of the Sunday School or the Christian School to teach my children the Bible.  NO!  They can help. However, the only ones specifically commanded to teach the Word to their children are the ...

Jesus loves children.  He demonstrated this decisively when his disciples tried to “shoo away” parents bringing their small children to Jesus.  “Then were there brought unto him little children, that he should put his hands on them, and pray: and the disciples rebuked them.  But Jesus said, Suffer little children ...