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Tag Archives: Dave Ramsey

How To Keep Your Gift-Budget in Tact

Oh how I enjoy giving gifts at Christmas.  I revel in seeing the surprise and delight on the faces of each recipient especially if the gift is needed and unexpected.  I find it thrilling!  But, with that said, I can get carried away and cross my budget boundaries throwing the ...

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A Simple Solution To Getting Out of Debt

Have you ever heard of the domino effect? How about the snowball effect? The first time I grasped the concept was after taking a Financial Peace course from Dave Ramsey. The idea is simple in theory but difficult in application because it involves discipline and sacrifice. So, how exactly does ...

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